The aim of the present study was to determine the relationship between fear of COVID-19, stress, sense of coherence, and life satisfaction during the coronavirus pandemic . Participants were 907 Polish people (522 women and 385 men). We used the Perceived Stress Scale (PSS-10), Fear of COVID-19 Scale (FOC-6), Sense of Coherence Scale (SOC-29) and the Satisfaction with Life Scale . The relationship between stress and life satisfaction was mediated by the sense of coherence, and the relationship between stress and sense of coherence was moderated by fear of COVID-19 . The fear of COVID-19 acted as a buffer in the relationship between stress and sense of coherence weakening the impact of stress on the sense of coherence . This study is the first to verify the proposed model of moderated mediation during the COVID-19 pandemic and was undertaken in a very large sample . This manuscript highlights the important role of the fear of COVID-19 and sense of coherence in our well-being . An individual's sense of coherence can affect their subjective well-being and help them to effectively manage stress and reduce anxiety.